Financing Options
Premium quality shouldn't mean premium stress. Get your roof replaced with $0 out of pocket and pay comfortably over time — because affordability is one of our five pillars.
Get Approved in Minutes
Our streamlined process through Acorn Finance makes it easy to get the financing you need without the hassle.
Get Your Estimate
Use our instant estimator or schedule a consultation to find out what your roof will cost
Check Your Rate
Pre-qualify in 1 minute through Acorn Finance — no impact to your credit score
Get Approved
90% approval rate for all credit types. Multiple lenders compete for your business
Start Your Project
$0 out of pocket — we begin work on your schedule with no delays
Why Finance With RoofOps?
$0 Out of Pocket
Get your roof replaced with nothing out of pocket. We work directly with your lender so you can protect your home without upfront costs.
Competitive Rates
APRs from 6.99% to 36% based on your credit profile. Multiple lenders compete for your business to get you the best rate possible.
All Credit Types Welcome
90% approval rate across all credit profiles. We encourage everyone to apply — you may be surprised by the options available to you.
Pre-Qualify in 1 Minute
Quick online application with no impact to your credit score. See your personalized offers in just 60 seconds.
Flexible Terms
Loan terms from 2 to 20 years so you can choose monthly payments that fit your budget. No prepayment penalties.
Fast Funding
Once approved, receive your funds within 1-5 business days. We can begin scheduling your project right away.
Monthly Payment Calculator
Estimated Monthly Payment
$238
/month for 60 months
This is an estimate only. Actual rates and terms depend on credit approval through Acorn Finance. APRs range from 6.99% to 36% based on your credit profile.
Check Your Rate NowPremium Quality at Prices That Make Sense
We believe affordability shouldn't mean cutting corners. Our financing through Acorn Finance lets you get the same premium materials, certified installers, and 25-year warranty — just with payments that fit your budget and $0 out of your pocket.
"The financing made it so easy. We were approved in minutes and our monthly payment is less than what we were spending on repairs every year. Best decision we made for our home."
— Maria & David R., Allentown PA
We Work With the Best
Financing FAQ
Do I need any money upfront?
No. RoofOps offers $0 out of pocket financing. We work directly with your lender so you can get your roof replaced without any upfront costs.
Will applying affect my credit score?
No. The initial pre-qualification uses a soft credit pull that won't affect your score. A hard pull only occurs if you choose to proceed with a specific loan offer.
How quickly can I get approved?
Pre-qualify in just 1 minute through Acorn Finance with no impact to your credit score. 90% of applicants are approved. Once approved, funds are typically received within 1-5 business days.
What are the rates and terms?
APRs range from 6.99% to 36% based on your credit profile. Loan terms range from 2 to 20 years. Multiple lenders compete for your business through Acorn Finance to get you the best rate possible.
What credit score do I need?
We work with multiple lending partners through Acorn Finance to accommodate all credit types. With a 90% approval rate, we encourage everyone to apply — you may be surprised by the options available.
Can I pay off my loan early?
Absolutely. There are no prepayment penalties on any of our financing options. Pay it off whenever you're ready.
Go Deeper: How to Pay for Your Roof
Our free guide breaks down insurance claims (ACV vs. RCV), compares financing options side by side, reveals the smart money move most homeowners miss, and lists the costly mistakes to avoid. Download the PDF or read it online.
$0 Out of Pocket — Get Started Today
Protect your home now and pay comfortably over time. Pre-qualify in 1 minute with no impact to your credit score.