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Insurance Claims

Roof Insurance Claims Assistance

Storm damage is stressful enough. Let RoofOps handle the insurance process so you can focus on what matters. We'll be your advocate from the first inspection to the final nail.

  • Free damage assessment & documentation
  • We attend the adjuster meeting with you
  • Honest evaluations — we never push unnecessary claims

Our 4-Step Claims Process

We simplify the insurance claim process so you don't have to navigate it alone. Here's exactly what happens when you call RoofOps.

01

Free Damage Assessment

Call RoofOps to schedule a free roof inspection. Our certified team will thoroughly assess your property for storm-related damage, documenting everything needed for your claim — including your roof, gutters, siding, and other exterior features.

We use detailed photo documentation and measurement reports that insurance adjusters require.

02

Filing Your Claim

We'll guide you through contacting your insurance carrier to file the claim. We make sure you know what information they'll need — damage details, dates, policy numbers, and supporting documentation.

Our team has worked with every major insurance carrier in Pennsylvania.

03

Adjuster Meeting & Approval

When your insurance adjuster visits, we'll be there with you. We walk the property alongside the adjuster, ensuring every area of damage is identified and properly documented for your claim.

Having a roofing professional present during the adjuster visit ensures nothing is missed.

04

Repairs & Completion

Once your claim is approved, we'll help you choose materials and schedule the repair or replacement. We coordinate everything to get your project started quickly and completed on time.

Most insurance-covered roof replacements are completed within 1-2 days.

Your Concerns, Our Solutions

We understand the worries that come with storm damage and insurance claims. Here's how we address each one.

"Will my insurance cover the damage?"

We assess your damage first and give you an honest evaluation of whether filing a claim makes sense — before you contact your insurer.

"Will my contractor inflate the claim?"

We document only legitimate damage. Our reputation depends on honest assessments — we'll never push you to file a claim that isn't warranted.

"Will the adjuster lowball my claim?"

We attend the adjuster meeting with you, ensuring every area of damage is identified. If the initial estimate is too low, we'll help you supplement the claim.

"How long will this take?"

Most claims are processed within 2-4 weeks. Once approved, we typically complete the work within 1-2 days. We keep you updated at every step.

Know the Signs

Signs You May Have Storm Damage

Missing, cracked, or curling shingles
Dents or dings on gutters and downspouts
Granules collecting in gutters or at downspout exits
Water stains on ceilings or walls inside your home
Dented or damaged roof vents and flashing
Fallen tree limbs or debris on the roof

If you notice any of these signs after a storm, call RoofOps at (835) 248-0004 for a free assessment.

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Is It Worth Filing a Claim?

Use our free Insurance Claim Value Estimator to see if filing a claim makes financial sense based on your damage type and deductible.

Insurance Claims FAQ

Does RoofOps charge for the initial damage assessment?
No. Our initial roof inspection and damage assessment is always free. We'll document the damage and give you an honest evaluation before you decide whether to file a claim.
Will filing a claim raise my insurance premiums?
In Pennsylvania, insurance companies cannot raise your rates solely for filing a weather-related claim. However, multiple claims within a short period may affect your rates. We'll help you evaluate whether filing makes sense for your situation.
What if my insurance denies my claim?
If your claim is denied, we'll review the denial reason and help you understand your options. In many cases, we can help you file a supplement with additional documentation to support your claim.
Do I have to pay my deductible?
Yes, your deductible is your responsibility under your insurance policy. Be wary of any contractor who offers to waive your deductible — this is insurance fraud in Pennsylvania. We'll always be transparent about your out-of-pocket costs.
Which insurance companies does RoofOps work with?
We work with all major insurance carriers in Pennsylvania, including State Farm, Allstate, USAA, Erie Insurance, Nationwide, Liberty Mutual, and many others. Our documentation meets the standards required by every carrier.

Storm Damage? We're Here to Help.

Don't wait — the sooner you document storm damage, the stronger your claim. Call RoofOps for a free assessment today.